NJ Personal Injury FAQ | Honest Answers
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FAQ

Straight Answers to the Questions People Actually Ask

No jargon, no dodging, and no fake settlement calculators. When the honest answer is “it depends,” we tell you what it depends on.

How long after an accident can you sue in NJ?

Generally two years from the date of the accident. But if a government entity was involved, including an NJ Transit bus or a municipal vehicle, you may have as little as 90 days to file a notice of claim. Read the deadlines guide or check your deadline in 30 seconds.

Is it better to sue or settle?

Most cases settle, and settling is often the right outcome: it is faster, certain, and avoids the stress of trial. But the insurance company’s first offer is rarely their best, and the willingness to try a case is what makes them take a demand seriously. The honest answer: settle from a position of strength, which means being genuinely prepared to sue.

Do most personal injury claims settle out of court?

Yes, the large majority do. Filing a lawsuit does not mean you are going to trial. Often a suit gets filed precisely to move a stalled negotiation, and the case still settles well before a jury is picked.

What should I not say to the insurance adjuster?

Do not give a recorded statement to the other driver’s insurer, do not speculate about fault, do not say “I’m sorry,” and above all do not say “I’m fine.” You do not know yet if you are fine. “I’m not comfortable giving a recorded statement right now” is a complete sentence.

What are the odds of winning a personal injury lawsuit?

It depends entirely on liability, the medical evidence, and the coverage available, which is why no honest lawyer quotes odds on a first call. What we can tell you quickly is whether the case is worth bringing at all. Sometimes the answer is no, and we will tell you that too.

Is it worth suing for personal injury?

If your injuries are real, documented, and someone else caused them, usually yes, because the alternative is you and your health insurer absorbing costs that belong to the at-fault driver’s insurer. If the injury is minor and fault is disputed, sometimes no. The free call exists to sort one from the other.

What is the hardest injury to prove?

Injuries that do not show up on imaging: soft tissue damage, chronic pain, concussions with normal scans. They are real, and they are also the injuries insurers attack hardest. Early, consistent medical documentation is what makes them provable.

What’s the most a lawyer can take from a settlement in NJ?

New Jersey caps contingency fees by court rule: 33⅓% of the first $750,000 recovered, with lower percentages above that, calculated after case costs are deducted. See the full fee breakdown.

How much of a $50,000 settlement will I get?

It depends on your medical liens and case costs, and anyone who gives you a number without seeing those is guessing. The order: case costs come out first, then the attorney fee on the net, then the liens are paid. What is left is yours, and we walk you through every number before you sign. How the money actually works.

Do I need a lawyer for a car accident in NJ?

Not always. If nobody was hurt and nobody disputes fault, you may not. If you were injured, if any insurer is disputing anything, or if you are being asked for a recorded statement, talk to a lawyer before you talk to them. The call is free.

Attorney Advertising. The information on this site is for general purposes only and is not legal advice. Contacting The Law Office of Dominick Succardi does not create an attorney-client relationship. Do not send confidential information until an attorney-client relationship has been established in writing. Prior results do not guarantee a similar outcome. Every case is different and depends on its own facts.

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